Worker's Comp Insurance

 

Clayton Multi Insurance's

Approach to Workers' Compensation in Florida

In the dynamic state of Florida, it's not just a choice but a legal requirement for employers to provide workers' compensation insurance. At Clayton Multi Insurance, we grasp the gravity of this obligation and prioritize the protection of businesses and their valuable employees.

Our methodology towards workers' compensation insurance is deeply personalized, meticulously addressing the distinct needs of every employer we serve. We delve into factors like industry nuances and workforce demographics to fashion insurance packages that are not only compliant with regulations but also finely attuned to the risk landscapes of our clients.

By taking this approach, we ensure that our insurance policies don't just meet the bare minimum of legal standards but instead serve as robust shields against unforeseen contingencies, fostering peace of mind and stability for businesses and their workforce alike.

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CONSTRUCTION INDUSTRY

One (1) or more employees, including the business owner, who are corporate officers or Limited Liability Company (LLC) members.

NON-CONSTRUCTION INDUSTRY

Four (4) or more employees, including business owners who are corporate officers or Limited Liability Company (LLC) members.

AGRICULTURAL INDUSTRY

Six (6) regular employees and/or twelve (12) seasonal workers who work more than 30 days during a season but no more than a total of 45 days in a calendar year.

OUT-OF-STATE EMPLOYERS

Out-of-state employers working in Florida must notify their insurance carrier. If uninsured, they need a Florida Workers’ Compensation Insurance policy from an approved carrier, meeting state law. Some can temporarily use their home state's policy.

CONTRACTORS

They are required to make certain that all sub-contractors have the required Workers’ Compensation Insurance before they begin work on a project. To see the documentation that is required from a sub-contractor.

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Where Expertise Meets Necessity - Elevating your business with essential Workers Comp solutions, safeguarding your workforce and ensuring peace of mind in every step.!

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